Refurb finance for experienced investors
Fund property improvements, unlock value, and exit cleanly - backed by lenders who understand how refurb projects really run.
Refurb finance for experienced investors
Fund property improvements, unlock value, and exit cleanly - backed by lenders who understand how refurb projects really run.
Quick Snapshot
145
Loans since inception
£110m
£110m
Drawn
70%
Repeat clients
9 months
9 months
Avg loan term
Quick Snapshot
145
Loans since inception
£110m
Drawn
70%
Repeat clients
9 months
Avg loan term
What is a Refurbishment Loan?
What is a Refurbishment Loan?
What is a Refurbishment Loan?
A refurbishment loan is a short-term, asset-backed funding facility used to purchase and improve a property before sale or refinance.
It’s designed for projects where the asset needs work - whether that’s modernisation, reconfiguration, or general improvement - and where traditional mortgage funding isn’t available at purchase. Refurbishment finance allows experienced investors to move quickly, add value, and exit on their own terms.
Who It's For?
Who It's For?
Who It's For?
Why Tradelend?
Why Tradelend?
Why Tradelend?
Refurbishment projects rarely go exactly to plan. Experience is what keeps them moving.
One point of contact from start to finish
Institutional + private funding access
Deep understanding of refurb risk, timing and valuation
Practical problem-solving when issues arise
Funding structured around the asset and exit - not rigid criteria
Fast, decisive credit backed by experienced lenders
One point of contact from start to finish
Deep understanding of refurb risk, timing and valuation
Funding structured around the asset and exit - not rigid criteria
Institutional + private funding access
Practical problem-solving when issues arise
Fast, decisive credit backed by experienced lenders
One point of contact from start to finish
Funding structured around the asset and exit - not rigid criteria
Practical problem-solving when issues arise
Deep understanding of refurb risk, timing and valuation
Institutional + private funding access
Fast, decisive credit backed by experienced lenders
How it works
How it works
How it works
From application to funding in four simple steps. It's that easy.
Step 1
Share property details, scope of works & exit strategy
Share property details, scope of works & exit strategy
Step 2
Funding terms agreed based on asset and experience
Funding terms agreed based on asset and experience
Step 3
Valuation & legal process, followed by fund release for purchase
Valuation & legal diligence
Valuation & legal process, followed by fund release for purchase
Step 4
Exit via sale or refinance on completion
Exit via sale or refinance on completion
Use Cases
Use Cases
Use Cases
Don't just take our word for it. Here's what our customers have to say.
“Tradelend structured the loan around our refurb timeline and exit. Clear communication, fast decisions and no surprises.”
Inspire Property Developments
“Tradelend structured the loan around our refurb timeline and exit. Clear communication, fast decisions and no surprises.”
Inspire Property Developments
“Tradelend structured the loan around our refurb timeline and exit. Clear communication, fast decisions and no surprises.”
Inspire Property Developments
Purchase of tired or unmortgageable properties
Purchase of tired or unmortgageable properties
Light to medium refurbishments and modernisation
Light to medium refurbishments and modernisation
Layout reconfiguration and value uplift
Layout reconfiguration and value uplift
Bridge-to-refinance following improvement
Bridge-to-refinance following improvement
Bridge-to-sell after refurbishment
Bridge-to-sell after refurbishment
Frequently asked questions
Frequently asked questions
Have more questions? Contact us.
Have more questions? Contact us.
Frequently asked questions
Have more questions? Contact us.
Typically 5–20 working days, depending on valuation and legal progress.
Typically 5–20 working days, depending on valuation and legal progress.
Typically 5–20 working days, depending on valuation and legal progress.
Ready to move on your next opportunity?
When speed and certainty matter - work with lenders who get deals done.
Ready to move on your next opportunity?
When speed and certainty matter - work with lenders who get deals done.
Ready to move on your next opportunity?
When speed and certainty matter - work with lenders who get deals done.